Send & receive money
Whether family sends money for your studies or you support them from Germany, a transfer app is usually cheaper and faster than a bank wire.
Compare transfer apps
Wise
- Bank-to-bank transfers in many currencies
- Shows the exchange rate and fee before you send
- Can also receive money from home
Taptap Send
- Popular for sending to Africa and Asia
- Mobile money and bank payouts in many countries
- Check the rate in the app before sending
LemFi
- Built for diaspora and international students
- Send to many African and Asian countries
- Check which countries are supported from Germany
Supported countries, rates and fees change — always check the app. Some links may become partner links that support Academic Path Germany at no extra cost to you; this never changes our guidance.
Good to know
Look at the rate, not just the fee
A “zero fee” transfer can still cost more if the exchange rate is worse. Compare how much actually arrives.
Compare before every big transfer
Rates change daily. Check two apps before paying tuition or a blocked-account deposit.
Use your own name
Send from an account in your name — banks may hold transfers from unknown third parties.
Keep receipts
Save transfer confirmations; the embassy or your bank may ask where your money came from.
Next: open a German bank account or set up your blocked account.